How much can I borrow?

Using our simple Borrowing Calculator you can get an idea today of how much you could borrow for your new dream home, investment or for remortgaging your current property.

If you're an existing customer looking for additional borrowing, please call 0800 028 0639.

Please note that mortgages are available up to a maximum of 90% of the value of the property.

Step 1 of 3: Mortgage details

Which deal suits you?

Standard deals

Suitable for most residential mortgages

Buy-to-let deals

Suitable if you're borrowing money to buy a place to rent out

For Standard mortgages:
Please give us a rough idea of how much you're looking to borrow.

For Buy-To-Let mortgages:
Please give us a rough idea of how much you're looking to borrow.

Why are you looking for a mortgage?

I'm buying a home

If you're borrowing money to buy a home

I'm remortgaging

if you're moving your mortgage from another lender without moving home

I'm raising capital

If you're raising money on a property you own outright without a mortgage

How many applicants are there?

If you would like to find out more information about mortgages for more than 2 applicants please contact your local branch or call 0800 028 0639.

How many financial dependants do you have?

Please enter the total number of dependants. A financial dependant is anyone who relies on you financially, for example a child or elderly parent. Only dependants you do not pay maintenance for should be included. If you are joint applicants who each have dependants, please add the dependants together and enter the total number.

What percentage of the property's value would you like to borrow? %

Please enter the percentage of the property's value that you'd like to borrow. For example, if you have a 10% deposit then you'll need to borrow 90% of the property's value.

You can work this out by dividing the amount you'd like to borrow by the value of the property, then multiplying this by 100.